I love you

Does it mat­ter to you if the hero or hero­ine ever say I love you? In Iris Johansen’s REAP THE WIND, the hero never once utters the words but there is no mis­tak­ing that he does. But then I under­stood why he didn’t. He’d just suf­fered major loss and didn’t want to be hurt again.

REAP THE WIND (the orig­i­nal ver­sion and not the rewrit­ten ver­sion) was a fab­u­lous book, btw and I don’t think that it took any­thing away from the rela­tion­ship that he didn’t say the L word. His actions spoke more than any words ever could have done. So, what say you? As a reader, must the hero whis­per the words “I love you” for com­ple­tion or is the phrase highly over­rated? And not the tacked on kind where the hero/heroine say I love you and you’re left try­ing to fig­ure when that actu­ally happened.